West Virginia Insurance License

West Virginia Insurance License

In case you need to obtain a West Virginia insurance license, you might need some information on licensure. Learn how to get your license reading the steps below.

How do I get my insurance license in West Virginia?

Complete required hours of pre-licensing

The state of West Virginia requires insurance applicants to complete the following hours of pre-licensing education:

  • Life (20 hours)
  • Accident & Health or Sickness (20 hours)
  • Life, Accident & Health or Sickness (40 hours)
  • Property & Casualty (40 hours)
  • Personal Lines (20 hours)

There are lots of state approved programs in West Virginia, which offer knowledge of insurance products and services, including laws and rules regulating the insurance industry.

During the courses, you will also obtain a good understanding of finances, maths, business ethics and norms.
The classes are available to take both online and in classroom. The former is suitable for those, who have busy schedules and other jobs.

Once you finish the courses, you will take a monitored final course exam and get a Certificate of completion. This official paper is necessary for license application, as well as for taking the licensing exam. It is only valid for four months after graduation.

Take the state licensing exam

As one may guess, the following step is to take and pass the West Virginia insurance license exam. It is to ensure that you possess knowledge of basic insurance products and markets.

For licensure, you will need to take one exam for each combined line of insurance you want to have. Reserve your examination spot here and pay $88 for each attempt and combined line.

Registering for the exam by phone is also acceptable: call at 800-274-2614.

The licensing exam is proctored and covers both general knowledge and state specific sections.

For the exam, you should have acceptable forms of current identification (primary ID and secondary ID), which bear your legal name, signature and photo.

Background check and fingerprinting

Giving your fingerprints is another main requirement, as it will automatically initiate the background check procedure and give necessary information about you.

You should complete fingerprinting through IdentoGo.

After you complete the requirement, the body will send the results directly to the West Virginia Department of Insurance.

Keep in mind that the results are only valid for thirty days and if you fail to complete licensure within this time, you will have to repeat fingerprinting again.

Apply for the insurance license

Submitting the license application is the last step of the procession. You can easily apply following this link.

How much it will cost you to get your insurance license in West Virginia

If you wonder how much you will have to spend on the West Virginia insurance license, here are the fixed fees.

  1. Firstly, you must pay for pre-licensing education (the price varies per provider).
  2. Secondly, you must pay $88 for each combined lines of authority (for each attempt).
  3. Thirdly, you must pay $45.75 for fingerprint service.
  4. At last, you must pay $50 for an online application.

In case you wish to add another line in the future, you will only need to pay $5 for the online service.

What can prevent you from getting a West Virginia insurance license?

If you have any misdemeanors/felonies or criminal history, this fact can have an influence on the outcome of your licensing efforts.

What is the best insurance license to get in West Virginia?

A Property and Casualty insurance license might be the most beneficial to obtain, as it delivers greater job opportunities and advantages.

Seda S

Seda S

Seda has four years of professional experience as a multilingual content writer. She employs SEO principles and rules to come up with original and SEO-friendly articles. Seda also has editing, proofreading, researching, and translating skills, which help to produce better content. She has written a number of articles for a wide range of websites that look for unique and genuine content. She has written targeted content for consumer portions, and she is specialized in writing guest posts, digital marketing, wellness, beauty, and other articles. Furthermore, she has prepared guides and helping materials for websites, which help people seeking licensure in all areas. Seda has also used brand new writing techniques and style based on the article while contributing to readability, accuracy, and tonality.